Cornerstone Bullion: All To Know About The Company

By Altay Gursel | July 7, 2020
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Cornerstone Bullion Review

Cornerstone Bullion

When investing in precious metals, you need to be time conscious. The spot prices of these metals keep changing by the minute, and you cannot afford to miss out on buying yours when the market price is favorable.

You need a dealer with a top-notch inventory, who can supply your needs at any time. While getting such a dealer may be difficult, I’ve decided to make your search easier by reviewing one of the dealers with a standard inventory. So, have you heard about Cornerstone Bullion?

About Cornerstone Bullion

You probably should know here that Cornerstone Bullion is a family-owned and family-run company that has found its way to being one of the top dealers in the United States today. And being one of the top dealers sure doesn’t come easily. So what took them to these heights?

Three things: Service, Integrity, and Value.

If you are looking for a place to buy or sell precious metals at the most competitive prices, while being treated like family, you should be putting a call across to Cornerstone Bullion.

However, choosing a precious metals dealer shouldn’t be that hasty, so I recommend you keep reading to see all about Cornerstone Bullion. And decide after if they are the best for you.

Over the years, Cornerstone Bullion has served both small and large investors with gold, silver, platinum, and palladium bullion. And these they provide at low premiums.

I’m sure you have realized that high premiums over spot prices are usually because of the high cost of service. To avoid charging their customers with high premiums, Cornerstone Bullion made sure to avoid extra costs such as paid advertisements. And so why others in the industry charge about 10% premium, Cornerstone has been known to charge about 2%, or lesser.

I started this review by mentioning the importance of having a standard inventory. Over at Cornerstone Bullion, there is a constant supply of all the nationally-minted coins. Privately-refined gold and silver bars are also not a lack in their inventory.



To cap it all, they make it possible for their clients to use tax-exempt money to purchase precious metals. In other words, they assist with IRA/401K investments, thus allowing every client with more diversification opportunities.

If you have been a customer of the precious metals industry for a while or are a newbie, you should know that Cornerstone Bullion is there to help you – as they would a family member.


Cornerstone Bullion is a division of Cornerstone Capital Investment Inc. that handles precious metals investment. Cornerstone Capital Investment Inc. has a broader range of services that provides strategic solutions for all asset-based investments. 

Chad Roach started Cornerstone Bullion in 2008- or 2009, as reported by different third-party websites such as the BBB and Yelp. There is no mention of when they started on their website, but either way, we know Cornerstone Bullion has been around for about ten years now. 

Chad Roach has always been a serial entrepreneur who has worked in financial service ever since he was a young boy. His early experiences came from working with his dad’s insurance and securities business. Since then, Chad has started several corporations while working with various fields including:

  • Insurance
  • Credit card processing & merchant services
  • Pre-paid payment cards
  • Financial Services
  • Venture Capital
  • Precious metals

With all these in his background, he eventually identified gold and silver as a strategic investment. He saw it as a hedge against counter-party risks. He couldn’t find then a dealer that he could trust – one that offered competitive prices.

In the end, he started Cornerstone Bullion to fill up as a dealer with the best service at a low price. So whether you are looking to prepare against financial crisis or have a portion of your investment in something as insured as precious metals, Cornerstone Bullion is the place for it. And today, they serve the whole of the United States and other countries on three continents.

Contact Details

Cornerstone Bullion’s office is at Castle Rock in Colorado, United States. They, however, only meet customers with prior appointments. Also, buying from them requires that you put a call through to them. They lack an online e-commerce service system, thus removing your chance to buy precious metals after sales hours.

Services at Cornerstone Bullion

You probably got a faint idea of what Cornerstone Bullion offers its customers from all we have said. Let’s go on now to learn these services in detail.

Purchase of Precious Metals

Cornerstone offers a wide selection of bullion products. Cornerstone Bullion has got you covered if you are looking to buy gold, silver, platinum, or palladium bullion. There is a free guide on their website to help you decide what metal to buy. Nonetheless, stay objective, Cornerstone has a personal preference for silver bullion.

After deciding what to buy, you will have to put a call across to Cornerstone Bullion as they lack an e-commerce service. The metals pricing and other information will be shared only during the call, which is also where your order gets locked-in on its current sales price.

Cornerstone Bullion does not offer up numismatics for sale. They made this decision to provide their customers with only valuable products at low premiums, which is often not the case with numismatic coins.

Sales of Precious Metals

Cornerstone Bullion also buys precious metals from clients, and you don’t have to be a former customer to sell to them. They buy almost all precious metals coins and bars- to exclude jewelry and scraps. 

To sell, you also will have to call them, get a current price quote, and ship your metal to them for confirmation and payment.

Trade Within an IRA/401K

Cornerstone Bullion can work with your precious metals IRA custodian to help you purchase, receive, and store precious metals.

Their preferred custodian is the Entrust Group. They also work with other custodians such as Goldstar Trust Company, New Direction IRA, and The Kingdom Trust Co.

All you need to do is contact any of these custodians to open your precious metals retirement account. Fund the new account with a check, bank wire, or rollovers from an existing IRA account. 

Note that Cornerstone Bullion has no information on their website about helping customers with rollovers. They only come in as your store, where you can place an order for IRA-approved precious metals.

After this, they will reach out to your custodian for payments and shipping of your precious metals to a secure depository, which must have been selected by you.

In other words, Cornerstone Bullion does not offer storage services. Your custodian will be the one who helps you with choosing one from the storage facilities they use.

Making Payments

After calling Cornerstone Bullion and placing your order, your order gets locked-in upon your verbal confirmation. And the order can no longer be canceled.

Cornerstone Bullion accepts payments made through bank wire, check, and sometimes through cash, or cashier’s check. But you are required to mention beforehand if you wish to pay by other means separate from bank wire. 

Shipping & Delivery

Once your payment is received and confirmed, Cornerstone Bullion goes on to ship your order within 1 to 3 days.

In the bid to make sure clients get the lowest pricing, Cornerstone Bullion makes use of several warehouses and shipping carriers. However, most of their packages are shipped by US Postal Service’s priority mail, UPS, or FedEx.

And your packages are fully insured until you sign at the point of delivery. Cornerstone Bullion guarantees that orders are delivered within 3 to 7 seven days after clearing the order payment. And they also make sure to notify clients in the case of any expected delay.

When selling to Cornerstone Bullion, you are required to handle the shipping and its insurance yourself. And they require that you ship through the USPS.


Cornerstone Bullion has put a lot of work into selling to their customers at competitive prices by reducing their operating costs. I’m guessing that gets you interested in knowing what the public thinks of their services. Well then, let’s check a couple of their current ratings from some trusted consumer advocacy organizations.

BBB and BCA’s ratings are not entirely based on reviews, but also on other factors that determine the business’s legitimacy.

And from Cornerstone’s ratings, it is obvious they have been giving their best to ensure customers are satisfied with their services. However, there aren’t many first-hand customer reviews on Cornerstone Bullion.

That doesn’t come off to me as good quality, given that they have been in this industry for about ten years now. So you might want to start asking yourself if you are okay with the third-party ratings, or you may just go on to check out alternatives to Cornerstone Bullion with more reviews. 

Are There Complaints?

My research revealed that Cornerstone Bullion currently has no complaints. But with their small review count, the complaints about Cornerstone Bullion may come in later.

⚠️Is Cornerstone Bullion a Legit Company?

As I already stated earlier, there aren’t that many reviews from customers. And that makes answering this question a bit difficult. However, from the ratings, they currently come off as a legit company to me.

Pros and Cons

One thing about us humans is we all have our differences, hence- preferences. And that a company is legit isn’t enough reason to deal with them. I’m saying it is safe to compare their positives and negatives to be sure they fit in with what you need.

That said, let’s go through some of their pros and cons.

👍 Pros

  • Friendly service as they are a family-run company.
  • They currently have a good reputation.
  • There is no minimum of purchases and sales.

👎 Cons

  • Customer reviews are not many.
  • Lack of sales price transparency on their website.
  • Lack of e-commerce that places limitations on when you can buy from them.
  • As a collector, you can’t get numismatic coins from them.


Cornerstone Bullion is a reputable company. And a determined one, aiming to provide their customers with quality bullion at competitive prices by cutting off costs.

However, I’m not sure cutting off some of these costs, such as that required to run an e-commerce service, among others, is a smart move. And given the small count of reviews, there is no way to know much about what former customers think of their services.

Hence, you may want to check out other alternatives to Cornerstone Bullion before making a decision. 

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The company is offering a free Gold investment guide for a limited time, a free edition of Forbes magazines, and a free DVD providing facts about the future of the dollar and US economy.